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My-pesa Calculator

Safaricom Mpesa transaction charges 2023 - send Money and withdrawals both ATM & Agent in kenya.

By Steve Leo.Updated on 28thAugust,2023

Description Results
Transfer To M-PESA Users
Transfer To other Registered Mobile Money Users
Send to other Unregistered
Withdraw at M-pesa Agent
ATM Withdraw


M-PESA Charges

These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing from an Agent.

Below are Mpesa Tarriffs

Min Max Send To M-PESA/POCHI Send To Other Networks Send To Unregistered Withdraw at Agent
Ksh1 Ksh49 FREE FREE N/A N/A
Ksh50 Ksh100 FREE FREE N/A 11
Ksh101 Ksh500 7 7 47 29
Ksh501 Ksh1,000 13 13 51 29
Ksh1,001 Ksh1,500 23 23 61 29
Ksh1,501 Ksh2,500 33 33 76 29
Ksh2,501 Ksh3,500 53 53 115 52
Ksh35,001 Ksh5,000 57 57 139 69
Ksh5,001 Ksh7,500 78 78 171 87
Ksh7,501 Ksh10,000 90 90 211 115
Ksh10,001 Ksh15,000 100 100 273 167
Ksh15,001 Ksh20,000 105 105 296 185
Ksh20,001 Ksh35,000 108 108 318 197
Ksh35,001 Ksh50,000 108 108 318 278
Ksh50,001 Ksh150,000 108 108 318 309

ATM Withdrawal Tariff
Min Max New
200 2,500 35
2,501 5,000 69
5,001 10,000 115
10,001 35,000 203

OTHER TRANSACTIONS KSHs
All Deposits FREE
M-PESA Registration FREE
Buying Airtime Though M-PESA FREE
M-PESA Balance Enquiry FREE
Change M-PESA PIN FREE

Note:

  • 1.Maximum Account Balance is Kshs.500,000
  • 2.Maximum daily transaction value is Kshs.500,000
  • 3.Maximum amount per transaction is Kshs.150,000
  • 4.The minimum amount you can withdraw at an M-PESA Agent is Kshs.50
  • 5.The Maximum amount you can withdraw at an M-PESA Agent is Kshs.35,000.
  • 6.To initiate M-PESA person to person self-reversal, send the transaction confirmation to 456..to initiate M-pesa person to person self reversal.
  • 7.To be able to transact, your Safaricom line and M-PESA account must be active.
  • 8.One can deposit funds only into M-PESA account registered under their own identification document (ID). Depositing directly into third party accounts is not allowed.
  • 9.You will earn Bonga Points from the M-PESA fee charged when you transact.
  • 10.To transact at any M-PESA agent outlet,you will be required to produce your original identification document with which the M-PESA was registered
    i.e., National ID or Kenyan Passport
  • 11.Dial *334# to view application charges or use M-PESA cost calculator on My Safaricom App
  • 12.You cannot send any amount below 100bob to Unregistered Safaricom users
  • 13.Dial *234# to view M-pesa tarriffs
    • Available on Google Play. Available on the App Store.